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Make smarter
financial decisions

Seven free calculators for every money decision — auto loans, credit card payoff, savings goals, and more. No sign-up, no data collected.

Monthly Auto Payment 5yr · 6.5% APR
$521/mo
37mo
Card payoff
$208k
Savings 20yr
32%
DTI ratio
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Loan Calculators
🚗

Auto Loan Calculator

Estimate your monthly car payment and total cost of the loan

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$
%
Monthly Payment
$521
Loan Amount$27,000
Total Interest$4,260
Total Cost$36,260
💳

Personal Loan Calculator

Monthly payment, total interest, and your payoff date

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%
Monthly Payment
$487
Total Interest$2,532
Total Repaid$17,532
Payoff DateJul 2028
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💰

Credit Card Payoff Calculator

See exactly how long and how much it costs to eliminate your balance

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%
$
⚠ Your payment doesn't cover the monthly interest. Please increase your payment.
Months to Pay Off
37
Total Interest Paid$1,892
Payoff DateMay 2028
Est. Minimum Payment$110
💡 Paying an extra $50/month can shave months off and save hundreds in interest.
Savings & Growth
📈

Compound Interest & Savings Calculator

Watch your money multiply with the power of compound interest

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$
%
Final Balance
$207,914
Total Contributions$77,000
Interest Earned$130,914
Interest % of Total63%
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Financial Health
⚖️

Debt-to-Income Ratio Calculator

Know your DTI before applying for a mortgage or any major loan

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$
$
$
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$
Your DTI Ratio
37%
Borderline — Some lenders OK
0%36%43%50%+
Total Monthly Debt$2,600
Monthly Income$7,500
Most lenders want DTI below 43%. Ready to check your mortgage? MortgageTools.app →
🛡️

Emergency Fund Calculator

How much you need saved and how long it will take to build it

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$
$
Target Fund Size
$24,000
Still Needed$23,000
Months to Goal46 months
Goal DateNov 2029
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🎯

Savings Goal Planner

Find out exactly when you'll reach your savings target

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$
$
%
Months to Reach Goal
52
Goal DateApr 2030
Total Contributions$41,600
Interest Earned$3,400
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